Crypto Payment Gateway

Whitepay is a crypto payment gateway and crypto processing platform designed for businesses that want to accept cryptocurrency payments easily and safely. Built on the infrastructure of WhiteBIT, one of Europe’s most trusted and licensed exchanges, Whitepay provides everything a company needs to enter the world of digital payments.

With Whitepay, merchants can accept crypto payments from customers worldwide, convert them into stable assets, and receive fast settlements with no volatility risks. The platform supports over 200 cryptocurrencies, including Bitcoin, Ethereum, USDT, and other major assets, all processed through a secure, EU-regulated system.

Whether you run an online store, a SaaS platform, or a physical retail business, Whitepay offers a seamless way to receive crypto payments directly to your account. Transactions are instant, transparent, and protected by multi-layer security verified by Chainalysis and WhiteBIT’s AML system.

Key benefits:

• Accept payments in 200+ cryptocurrencies

• Instant conversion to stablecoins (USDT, USDC)

• Licensed and compliant in 25+ jurisdictions

• Low fees from 0.4% 

• Full protection from chargebacks and volatility

• Integration options for any business model

Whitepay turns crypto acquiring into a simple and secure part of modern commerce by connecting businesses to millions of crypto users globally.

Our Crypto Payment Solutions

Whitepay provides a full suite of crypto payment solutions tailored for various business types — from e-commerce to large enterprises. Each product is designed to simplify how companies send, receive, and manage digital payments while staying compliant and cost-efficient.

1. Crypto Payments

Accept cryptocurrency as payment for goods or services online. Generate invoices or top-up balances directly in crypto, with automated conversion and reporting.

2. Donations in Crypto

Create donation pages, widgets, or jars for collecting crypto funds — ideal for NGOs, creators, and charities who want a transparent and borderless way to receive support.

3. Business Wallet

Designed for recurring payments and long-term cooperation. You can receive multiple deposits to a single fixed crypto address, making accounting and reconciliation simple.

4. Mass Payouts

Send funds to many recipients in one go. Useful for affiliate programs, payroll, or customer rewards. It’s fast, efficient, and requires no manual handling.

Conversion & Withdrawal

Convert crypto to stable assets or fiat equivalents and withdraw funds anytime. Transactions are instant and fee-efficient, suitable for daily operations.
Each of these tools is backed by Whitepay’s blockchain payment processing technology, which delivers transparency, traceability, and compliance without compromising usability.

5. Volatility Prevention

Whitepay protects merchants from crypto price swings. The system locks the exchange rate at checkout and instantly converts funds to stablecoins like USDT or USDC.
No exposure, no losses, no manual conversions — you always receive the expected amount.

6. Balance Swap

The Balance Swap tool lets users quickly and fee-efficiently convert between crypto assets inside Whitepay. Swap BTC to ETH or USDT within your account using WhiteBIT’s liquidity and real-time market rates.
Use cases: portfolio balance, payouts, or liquidity management.

7. Staking

Businesses can earn passive income with staking. Lock unused crypto assets and receive rewards over time inside your dashboard.
Benefits:

• Grow idle balances

• Secure staking on WhiteBIT infrastructure

• Withdraw anytime

8. Reporting System

Whitepay’s reporting tools give a full overview of all transactions, conversions, and payouts. Export reports for accounting or audits — every payment is blockchain-traceable.

9. User Management

Assign different roles and permissions to team members. Control who can view, approve, or send payouts. All actions are tracked for security.
Ideal for: companies with multiple users or departments.

10. Whitelabel / H2H

Create a custom crypto payment gateway under your brand using Whitepay’s whitelabel or head-to-head API model. Perfect for businesses wanting full control and integration flexibility.

11. Form Customization

Adapt payment forms to match your brand. Edit fields, colors, and layouts while keeping full compliance and security.

12. On-Ramp Payouts

Enable customers to buy crypto with fiat right on your platform.
Supports cards and global payment options without third-party exchanges.
Perfect for: gaming, fintech, and Web3 services.

Tariffs

Whitepay offers one of the lowest fee structures among any other crypto payment processor for businesses. Pricing is transparent, flexible, and depends on your monthly transaction volume.

Fees:

• from 0.4% for pay-ins

• 0% on settlements in USDT/USDC or multi-balance accounts

• 0% for payouts, conversions, and mass transfers

There are no hidden fees: connection and setup are free. Large clients can request custom pricing and personal manager support.

Whitepay adapts its fee model to your business scale, giving you predictable and fair transaction costs.

Industries

Whitepay’s crypto payment gateway supports a wide range of industries — from online retail to financial services. Any company that needs global, fast, and borderless transactions can integrate Whitepay easily.

E-commerce & Retail
Online stores and marketplaces use Whitepay to accept crypto payments for products and services. Benefits include instant settlement, no chargebacks, and access to a global crypto audience.

iGaming and Entertainment
Whitepay fits perfectly for gaming platforms, NFT projects, and streaming services. Gamers can pay in crypto for virtual items or subscriptions, while businesses get secure instant payments.

Travel and Hospitality
Hotels, airlines, and booking services can take crypto payments for reservations or tickets. Transactions are fast, borderless, and ideal for international travelers.

Financial Services & Remittances
Whitepay cryptocurrency payment gateway simplifies cross-border payments and remittances. Businesses can send or receive money globally without banking delays or excessive fees.

Technology & Software Services
SaaS platforms, hosting, and VPN providers use crypto acquiring for recurring payments. It’s convenient for global clients who prefer privacy and borderless billing.

Self Entrepreneurs
Freelancers, streamers, and small service providers can accept crypto directly via payment links or POS. No bank accounts, no delays — just fast global payments.

We Support the Following Cryptocurrencies

Whitepay supports over 200 cryptocurrencies, giving merchants and customers flexibility and freedom in payments. All major assets are available with automatic rate locking and conversion to stablecoins.

Supported coins include:

• Tether (USDT)

• USD Coin (USDC)

• Bitcoin (BTC)

• Ethereum (ETH)

• And many others (200+)

Each asset is verified and processed through WhiteBIT’s licensed blockchain infrastructure, ensuring fast and compliant settlements.

How to Integrate Whitepay

Connecting Whitepay is simple and flexible. Businesses can integrate it into websites, platforms, or offline stores in several ways:

1. API Integration
   Use Whitepay’s powerful API to build direct payment flows and full automation. Suitable for custom platforms and large-scale projects.

2. Plugins
   Ready-made modules for popular e-commerce platforms. Quick setup, no coding required.

3. Payment Links
   No website needed — generate a crypto payment link and share it via chat, email, or social media.

Whitepay’s support team assists throughout the entire setup, helping with integration and onboarding.